The total of the salary deduction contribution in Borang JP 0101 (overall contribution) must be tallied with the total in Borang JP 0101-01 (distribution): Every applicant is required to ensure the followings:Ĭontribute for family members (including third party) if applicable,Įnsure applicants’ and family members’ TH accounts are active.Applications can be made by filling in Borang Caruman Potongan Gaji (Borang JP 010 and JP 010-01) and submitting the completed forms to the nearest TH Offices or make application via TH online (THiJARI).

Each applicant and family members (including third party) must be TH depositors.To assist depositors in making periodic savings into their own TH accounts, their guardians’ or third party TH accounts.Provide ease for the depositors in consistently adding savings into their TH accounts every month via salary deduction.Savings into Tabung Haji (TH) account through Salary Deduction Contribution is one of the services provided:

Service charges will be charged at the rates set by the Collection Agent from time to time. Prior to December 31, 2019, TH has communicated that by retaining the account with TH after December 31, 2019, the depositors are deemed to have agreed to the transition to this Wakalah concept deposit contract. Among the advantages of saving in TH are the deposits are 100 per cent guaranteed by the Government as per the Hajj Act 1995, and the zakat is paid on behalf of the depositors. TH is constantly striving to improve its services by reforming and restructuring efforts for the benefit of depositors. Under this new contract, TH acts as the representative to manage the depositors’ fund for investment and hajj pilgrimage affairs where the profits generated annually will be distributed to the depositors based on TH’s financial performance. The transition to the Wakalah Contract will took effect on Decemreplacing the previously used Wadiah Yad Dhamanah savings contract.

It is syariah-compliant and all savings are guaranteed by the Malaysian Government. Deposits in TH are based on Wakalah concept, which refers to an act of one person (Muwakkil) appointing another party (Wakil) as one’s representative to handle one’s affair.

Rhb fixed deposit 2019